How to check your Costco gift card balance
Learn how to easily check Costco gift card balance online or in-store. Follow these simple steps costco online
Check Your Costco Gift Card Balance Easily
What is Check your Costco gift card balance
Costco is a popular membership-based retail chain offering a wide range of products at discounted prices. One of the most convenient ways to shop at Costco is by using their gift cards. If you’re unsure of how much balance is left on your Costco gift card, you’re not alone! It’s important to keep track of your balance to avoid any surprises during your next shopping trip.
In this guide, we’ll walk you through all the methods available to check your Costco gift card balance, so you can shop with confidence. costco gift card purchase costco online costco payment methods
costco gift card
Different methods to check your Costco Gift Card Balance
1. Checking Your Costco Gift Card Balance Online
- Visit the Costco Gift Card Balance Page
- Enter Your Card Information
- Click on Check Balance
- Review Your Balance
2. Checking Your Costco Gift Card Balance via the Costco Mobile App
- Download the Costco App
- Sign In to Your Account
- Navigate to the Gift Cards Section
- Enter Gift Card Details
- Check Your Balance
3. Checking Your Costco Gift Card Balance In-Store
- Visit the Customer Service Desk
- Provide Your Gift Card
- Receive Your Balance Information
- Continue Shopping
4. Checking Your Costco Gift Card Balance via Phone
- Dial Costco’s Customer Service
- Follow the Automated Prompts
- Speak with a Representative (if needed)
5. Checking Your Costco Gift Card Balance at the Register
- Go to the Checkout Line
- Swipe or Scan Your Gift Card
- Proceed with Your Purchase
Costco Payment Methods in 2025
Costco Payment Methods in 2025
Shopping at Costco is all about convenience, bulk savings, and snagging those famous $1.50 hot dogs. But when you hit the checkout line, do you know exactly how you can pay?
If you're new to Costco — or just curious about whether your go-to payment method is accepted — this guide breaks down everything you need to know about Costco payment methods in 2025.
💳 What Payment Methods Does Costco Accept?
Costco has a slightly more limited payment policy than many other retailers, so it's important to know what’s accepted — especially when you're buying in bulk.
✅ In-Store Payment Methods (U.S. Warehouses)
- Visa Credit Cards Only
- Costco exclusively accepts Visa credit cards in-store.
- If you use American Express, MasterCard, or Discover — sorry, no luck inside the warehouse.
- Costco exclusively accepts Visa credit cards in-store.
- Debit/ATM Cards
- Most debit cards are accepted (regardless of network).
- PIN-based transactions are processed just fine.
- Most debit cards are accepted (regardless of network).
- Costco Shop Cards (Gift Cards)
- These can be used by both members and non-members.
- Great for gifting or budgeting your Costco hauls.
- These can be used by both members and non-members.
- Cash
- Good old-fashioned cash is still accepted at all warehouse locations.
- Good old-fashioned cash is still accepted at all warehouse locations.
- Checks
- Personal checks are accepted from Costco members.
- Business checks for Business Members are also accepted.
- Personal checks are accepted from Costco members.
- EBT Cards
- You can use your EBT (SNAP) card to pay for eligible grocery items.
- Note: Non-food and hot food items aren’t EBT-eligible.
- You can use your EBT (SNAP) card to pay for eligible grocery items.
- Mobile Payments (Through Visa)
- Apple Pay, Google Pay, Samsung Pay — accepted, but only when linked to a Visa card.
- Apple Pay, Google Pay, Samsung Pay — accepted, but only when linked to a Visa card.
🛒 Online Payment Methods (Costco.com)
Costco’s website is a bit more flexible when it comes to payments. Here's what you can use on Costco.com:
- Visa
- MasterCard
- Discover
- Costco Shop Cards
- Debit Cards
- Digital Wallets (Apple Pay, Google Pay, etc.) — depending on your device and card setup
So yes — MasterCard and Discover are accepted online but not in-store.
🧠 Why Only Visa In-Store?
Costco has an exclusive agreement with Visa, which allows them to negotiate lower merchant fees. That helps Costco keep prices low — and it's one of the reasons why their hot dogs still cost $1.50 (bless them).
🛍️ Tips Before You Shop
- Not sure if your Visa is accepted? Check if it's issued by a U.S. bank and enabled for retail transactions.
- Want to use your AmEx or MasterCard? Shop on Costco.com instead.
- Forgot your Visa card? Grab a Costco Shop Card with cash or debit and use that instead.